Mandatory provident funds


Our Strategies to Mandatory Provident Fund (MPF):

At Rabdan Global Investment, our approach to managing Mandatory Provident Fund (MPF) investments in Hong Kong revolves around several key strategies designed to optimize retirement savings growth:

  • Default Investment Strategy (DIS): Managed automatically by our trustees, DIS is applied when members do not specify a fund choice. It balances investments across asset classes to achieve moderate growth with reasonable risk.
  • Conservative, Balanced, and Growth Funds: Within our MPF schemes, we offer a variety of funds tailored to different risk appetites. Conservative funds prioritize capital preservation, balanced funds seek a mix of growth and stability, and growth funds aim for higher returns with increased risk.
  • Lifecycle Funds: These funds, also known as target-date funds, adjust asset allocation based on the member’s age and retirement horizon. Starting with a focus on growth assets, they gradually shift to more conservative investments as retirement approaches.
  • Sector-Specific Funds: Rabdan Global Investment provides MPF funds that focus on specific industries or sectors, enabling members to align their investments with sectors they believe will perform well over the long term.
  • Active vs. Passive Management: Members have the option to choose between actively managed funds, where our experts actively select investments, or passively managed funds that track specific indices. This choice allows members to balance potential returns with cost considerations.

These strategies are designed to help our clients effectively manage their retirement savings, providing flexibility and alignment with their financial goals and risk tolerance levels

Our Approaches to MPF Investment:

At Rabdan Global Investment, our approach to investing in Mandatory Provident Fund (MPF) schemes is guided by several fundamental principles:

  • Pursuing Exceptional Investment Opportunities: We prioritize cultivating strong relationships across various sectors to access and rigorously evaluate MPF investment prospects. Each year, we carefully assess numerous opportunities, selecting only those that meet our strict criteria for potential deployment.
  • Providing a Comprehensive Investment Perspective: We offer clients a holistic view of their entire investment portfolio. By seamlessly integrating MPF investments into this perspective, we empower clients to understand how these assets contribute to their overall financial strategy.
  • Ensuring Transparency: Leveraging advanced technology and robust data tracking systems, we maintain transparency throughout our MPF investment process. This transparency provides clients with clear insights, enabling informed decision-making with confidence.
  • Aligning with Client Goals: As trusted partners, we prioritize aligning our MPF investment strategies with the unique goals and values of our clients. This commitment ensures that every investment decision is made with our clients’ best interests at heart.

At Rabdan Global Investment, these principles drive us to deliver superior MPF investment opportunities and outcomes tailored to meet the specific needs of our clients.